Gay is from Knoxville, Tennessee and lives in Halls. She graduated from Central High School in 1979 and attended Tennessee State Area Vocational School. She has worked in the legal field since 1980 and has been with the firm since 1992. Gay has extensive legal experience in real estate closings, both commercial and residential. She is married to David who is the Warehouse Manager for the Tool Crib Inc., a locally owned company. They have two children and three grandchildren. Gay and David are members of Beaver Dam Baptist Church in Halls and are passionate UT sports fans.