Gay is from Knoxville, Tennessee and lives in Halls. She graduated from Central High School in 1979 and attended Tennessee State Area Vocational School. She has worked in the legal field since 1980 and has been with the firm since 1992. Gay has extensive legal experience in real estate closings, both commercial and residential. She is a member of the Association of Legal Administrators and its local chapter, Knoxville Association of Legal Administrators.
Gay is married to David Hughes who is the Warehouse Manager for the Tool Crib Inc., a locally owned company. They have two children and four grandchildren. Gay and David are members of Beaver Dam Baptist Church in Halls and are passionate UT sports fans.